Get Up to $150,000 in Down Payment Assistance
California’s Dream For All Program for First-Time Homebuyers — designed for buyers who can afford the monthly payment but struggle to save a full down payment in California’s high-cost market.
- Up to 20% Down Payment Assistance (cap $150,000)
- No Monthly Payment on Assistance
- Repayment typically happens later — when you sell or refinance
- No credit impact
- No obligation
- Free eligibility review
- Takes only 2 minutes
See Your Personalized Dream For All Options
Quick eligibility review to help you understand whether this program may work for your situation.
No credit check required • No obligation • 100% Free
- Free eligibility review
- Response within 1 business day
Understanding CalHFA Dream For All
What is Dream For All?
Dream For All is a California down payment assistance program for eligible first-time and first-generation homebuyers.
Instead of monthly payments, the assistance is repaid later, when you sell, transfer, or refinance the home.
Up to 20% Down Payment Help
Capped at $150,000 to reduce upfront costs.
No Monthly Payment
No monthly payment on the assistance amount.
Repayment Includes Shared Appreciation
Original amount plus shared appreciation when you sell or refinance.